SolutionWeb Challengers

Commerce beyondthe template store.

Custom commerce and payment platforms for models standard stores can't express — marketplaces, account-based pricing, subscriptions, split settlement and transaction workflows with reconciliation built in.

  • Marketplaces
  • Subscriptions
  • Split payments
  • Reconciliation
In plain terms

When your business model doesn't fit the template.

Off-the-shelf stores assume one seller, one price list and one simple checkout. The moment your model involves multiple vendors, negotiated account pricing, split settlements or recurring revenue with usage components, templates start bending — and bent templates break at the worst times. That's where custom platforms earn their keep.

We build the commerce engine around your model: pricing rules that reflect how you actually sell, checkout flows that match how customers actually buy, and payment architecture — escrow-style flows, marketplace splits, refunds and chargebacks — designed with your accountant in the room.

Reconciliation is the difference between a platform and a liability. Every transaction state is tracked and matched end to end, so finance closes the books without a spreadsheet marathon — and disputes, refunds and failed settlements have a documented path.

  1. 01

    Pricing and checkout built around your real model

  2. 02

    Marketplace splits, escrow flows and multi-party payments

  3. 03

    Subscriptions and account pricing handled natively

  4. 04

    Reconciliation and finance reporting built in from day one

What we deliver

A commerce engine that matches the business.

Scoped to your model — each capability below appears only when the model calls for it.

01

Marketplace architecture

Multi-vendor catalogues, vendor onboarding, commission rules and order routing across sellers.

02

Advanced pricing & quotes

Account-based pricing, negotiated rates, tiered discounts and quote-to-order flows for B2B models.

03

Payment orchestration

Multi-provider payment flows with authorisation, capture, splits, refunds and chargeback handling.

04

Subscription & billing engine

Plans, trials, usage components, proration and dunning — recurring revenue engineered to not leak.

05

Settlement & reconciliation

Every transaction tracked to its ledger entry — with reports finance trusts and audits pass.

06

Operational dashboards

Orders, payouts, disputes and exceptions visible to your team — with clean hand-offs to back office.

How we work

Model the money first.

Commerce platforms succeed when the transaction logic is right — so that's where we start.

  1. Map the money

    Every pricing rule, payment flow and settlement path documented with finance in the room before build.

  2. Build the transaction core

    Pricing, checkout and payment architecture delivered first and tested against real scenarios.

  3. Layer the experience

    Storefront, vendor portals and admin tooling built on the proven transaction core.

  4. Launch & reconcile

    Staged go-live with monitoring — then finance reports checked against reality every cycle.

Before you start

Two questions that expose the real complexity.

01 · Money

Trace every pound from checkout to ledger

Draw the full path of a transaction through your model: who pays, who's paid, what's withheld, what's refunded, who's liable when it fails. Platforms built without this map discover their payment architecture during their first dispute — an expensive and avoidable education.

  • Document every payment flow, including failures
  • Decide liability for chargebacks and disputes upfront
  • Agree the reconciliation report finance needs
  • Check provider rules for your exact model
02 · Rules

Know which commerce rules are law, not preference

Payment splitting, marketplace guarantees, consumer distance-selling rules and tax handling carry legal obligations that shape architecture. We flag these early and build with them — because retrofitting compliance after launch is the most expensive kind of construction there is.

  • Consumer rights and refund obligations by market
  • Tax treatment for your models and jurisdictions
  • Provider terms for split and marketplace payments
  • Data retention rules for payment records
FAQ

Questions clients usually ask.

Straight answers about how this work is scoped, delivered and supported.

Ask something else
01Can you build a marketplace with multiple vendors?

Yes — vendor onboarding, commission rules, split payouts and dispute handling are core to this solution, built on providers like Stripe Connect where appropriate.

02We need account-based pricing for B2B customers.

That's a common trigger for custom builds — negotiated pricing, credit terms, quote-to-order and purchase-order flows all work natively here.

03Can this replace our Shopify store?

When the model outgrows it, yes. We migrate catalogue, customers and order history, and keep Shopify running until the new platform proves out on real traffic.

04How do you handle failed payments and disputes?

As first-class workflows, not exceptions — retry schedules, customer communication, dispute evidence and the ledger entries that keep the books true.

Start with a conversation

Does your business model bend the template?

Describe how money actually moves through your business. We will show you what a platform built for that model looks like — costs included.

MarketplaceB2B commerceSubscription platformPayment integration
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